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Commercial financing solutions

CHS Capital provides financing options that meet commercial agriculture needs with a variety of loans, including operating, term, revolving and other short and long-term options. CHS Capital offers online account access for our commercial customers. Contact CHS Capital for financing loan products and services.

Our offerings

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Seasonal loans
Seasonal/operating loans fund your current or short-term needs and can be used for financing seasonal inventory and accounts receivable. These loans have a one-year maturity date.
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Term loans
Finance your company’s capital projects without depleting cash reserves with CHS Capital term loans. Term loans can be used for: purchasing fixed assets, expanding facilities, remodeling/construction, and/or building working capital.
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Revolving loans
Revolving term loans are available to support temporary working capital shortages.
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Construction loans
Construction loans can be used as interim financing for facilities construction, much like a line of credit, and are generally converted to long-term financing upon project completion.



CHS Capital Commercial Base Rate is 9.35%.


Last four historical rate trends listed below:

Rate          Date effective

9.35%     August 1, 2023

9.10%     June 1, 2023

8.85%         April 3, 2023

8.60%         January 1, 2023


Learn more about your financing options

NMLS company number #205613