Commercial financing solutions
CHS Capital provides financing options that meet commercial agriculture needs with a variety of loans, including operating, term, revolving and other short and long-term options. CHS Capital offers online account access for our commercial customers. Contact CHS Capital for financing loan products and services.
Our offerings
Seasonal loans
Seasonal/operating loans fund your current or short-term needs and can be used for financing seasonal inventory and accounts receivable. These loans have a one-year maturity date.
Term loans
Finance your company’s capital projects without depleting cash reserves with CHS Capital term loans. Term loans can be used for: purchasing fixed assets, expanding facilities, remodeling/construction, and/or building working capital.
Revolving loans
Revolving term loans are available to support temporary working capital shortages.
Construction loans
Construction loans can be used as interim financing for facilities construction, much like a line of credit, and are generally converted to long-term financing upon project completion.
7.85%
CHS Capital Commercial Base Rate is 7.85%.
Last four historical rate trends listed below:
| Rate | Date effective |
|---|---|
| 7.85% | January 2, 2026 |
| 8.10% | December 1, 2025 |
| 8.35% | October 1, 2025 |
| 8.60% | December 2, 2024 |
Learn more about your financing options
NMLS company number #205613